harlan accola

Harlan Accola, CRMP

Certified Reverse Mortgage Planner

Title: Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement

Financial advisors have long looked at Reverse Mortgages as the “Loan of Last Resort”– the ugly stepsister of the retirement planning story. This workshop will create a major paradigm shift in your thinking. The instructor explains how recent program changes and groundbreaking research by the financial planning industry and noted academics have overwhelmingly proven the necessity of using reverse mortgages at the age of 62, not 82. With 10,000 Baby Boomers turning 62 daily and over $6 trillion in Home Equity amongst your senior clients, reverse mortgages just may be the late coming Cinderella to the retirement ball that fixes the retirement crisis we are facing.

Key Takeaways:
1) How a reverse mortgage can reduce tax obligations
2) Decrease Sequence of Returns Risk
3) Increase Portfolio Survivability for your clients

What others say about Harlan’s ideas:
“Harlan Accola has made the case in a clear and easy to understand manner for considering a reverse mortgage as part of a responsible retirement income plan. His Cinderella analogy is apt; reverse mortgages are underappreciated and are poised to become more popular with retirees. This book can help many Americans to understand why the conventional wisdom about saving home equity to be used as a last resort in retirement rarely makes much sense.”
– Wade Pfau, PhD, CFA

“Reverse Mortgages need to be better understood by the baby boomer retirees as it represents a viable retirement income solution for millions. However, biases and misconceptions are holding people back from unlocking the full potential of their home in retirement. Harlan’s book points out some of the key aspects of why American’s dislike reverse mortgages and how to overcome this psychological barrier.”
– Jamie Hopkins, Eq.,MBA, LLM, CLU®, ChFC®, RICP®, CFP

Learn more about Harlan