Out-of-the-Box Thinking: Long-Term Care Planning

What we covered:

10:30 – 11:30am CST: LTC Planning Considerations

    • Considerations long before you’ll need long-term care
    • Considerations when in crisis planning (Title 19)
    • Considerations for veterans, e.g. aid & attendance benefits
11:30 – 12:00pm CST: Industry Updates
    • The Department of Labor Fiduciary Rule
    • Social Security – file & suspend option ended per new budget bill

What Advisors Think of this Session

Topic Rating
Presenter(s) Rating

“Very good info to know in order to assist our clients for quality of life enhancements during LTC needs at home.” – Gil Earhart

“Good alternative ideas to going to assisted care or a nursing home.” – Edward Van Hal

“Valuable alternative devices for home care.” – Ellen Rheinlaender

“Rob’s topic was timely and provided valuable information that allows me to be “in the know” when it comes to this type of option.” – Jeff Herman

“Great that there is an entire industry devoted to keeping folks in their homes, when they are old or sick. You are doing a great job of bringing new ideas and concepts to me on your webinars, of which I would never have even thought.” – Richard Lazarski

“Great to learn about structured settlements. [The Marketing Tip was a] great one liner.” – Larry Bitterman

“Learned a lot about the variety of home assistance techniques and that there are professional evaluators of insurance policies. [The Marketing Tip was] a good reminder.” – David Beery

“Valuable Long Term Care alternative to traditional facilities.” – James Goodacre RHU, REBC

“Was not aware of the options for in-home care.” – Tammy Douthit

“All topics were excellent. [The Marketing Tip was] great.” – Steven Sedler

“New and different ideas that can set us apart from the competition. [The Marketing Tip was] spot on.” – Alan Stearley

“The website to look at the costs in different states for long term care was very helpful! I think [the Marketing Tip] is a very good tip. Persistence pays off.” – Miriam Cliver

“Valuable updated information.” -Juliann Smith

“Thanks for the NAIFA update about DOL.” – Jeffrey Stecker

“I learned more about life settlements and have a much more favorable view now. Excellent [Marketing Tip]. Keep these webinars coming.” – Kevin Gleim

“Loved the out of the box ideas. [The Marketing Tip] was excellent. That’s what its all about!” – Candace Berkman

“Helping people understand remodeling and updates for their house that are far beyond what the ADA works with. [The Marketing Tip was a] very good idea.” – David Theiss

“Great Social Security update. Liked the session a lot – creative ways to cover long-term care costs for farmers and business owners.” – Robyn Lampert

“Good social security information and solutions for long term care clients, right on!” – Heidi Prom

“Great info on Out of the Box LTC options.” – John Weiss

“Valuable to learn about the options available for accessibility/quality of life enhancements.” – Todd Henderson

“Great Social Security information updates.” – Bridget Kennedy

“Good advice, Life settlement info and Industry Updates.” – Wendy Letourneau

“Interesting home modifications for clients, life settlement can be good and file and suspend info. . . all helpful.” – Daniel Flees

“Thanks for the Social security update!” – Rita Ingram

“Presented ideas that were fresh to me. That is the “secret sauce” for success!” – Holly Worthington

“Great DOL legislative update, and the SS Claiming Strategies update.” Joe Ross

“LTC Options was Great. Life Settlements info Helpful. Great [marketing tip].” – Scott Ebert

“Most valuable was the Social Security update#1, Life Settlements #2. 1st timer looking forward to more.” – Dan Guerette

“Great information to make my clients and prospects aware of opportunities to better their lives.” – Dennis Jones

“Social Security update was great.” – Tony McGehee

“Marketing tip was awesome.” – Kelly Woods

“All good–especially Social Security changes. [Marketing tip was] excellent! “Nothing takes the place of persistence. Persistence and determination are omnipotent”–Calvin Coolidge.” – Joe Campanelli

“Most of the information presented was valuable. I really liked the portion on the secondary market and selling of the policies. Very timely.” – Patrick Violando

“The updated ss information was great.” – William Kecskemety

“Life settlements, DOL update, and SS update were all good info. Wrote [the Marketing Tip] down. Plan to live by it.” – Robert Javens

“Had no idea so many in-home devices were available to make in-home care possible. Excellent presentation on Life Settlements. Jule’s update on DOL was excellent. Great clarification on the new Social Security changes. [The Marketing Tip was] very appropriate.” – Mike Ford

“The DOL and SS information were great. Excellent information and presented well.” – Michele Traver

“All subjects were important and timely. The speakers were all up to date on their subjects.” – Lawrence Kelly

“I gained a great deal of perspective about the need to be able to pay for home modifications either through a traditional long term care insurance policy or through a life insurance policy with a long term care rider; very helpful good [marketing] tip! I like the multiple speaker format; I like the real world experience; I like the NAIFA industry update.” – Doug Richards

“All of the information was very useful and informative. Thank you all.” – Goldie Rasmussen

“Important topic. Great [Marketing Tip].” – Scott Simpson

“66% of LTC payments are going to Home Health Care. Wow! Very good [Marketing Tip]. Do more of these webinars.” – Mark Jones

“I now have more ways to help my clients better.” – Serenity Smith

“Multiple things were very valuable: Life Settlements; DOL update; and Social Security changes update……all excellent! Of those, the life settlements was what I knew least about going in. [The Marketing Tip was] good advice. Easy to slip off the track of persistency and consistency in today’s “crazy” world. Realizing you are “back on” is a great feeling and crucial in goal attainment and self actualization. You’re doing well with the topics and speakers. I trust your judgment [for future topics/speakers].” – Chuck Stickney

“I now have information that I had no knowledge of previously and a good approach to long term care planning. [The Marketing Tip was a] good statement to avoid discouragement.” – Stan Evetts

“I found incredible value in learning more about home modification options. I sell life insurance with chronic, critical & terminal benefits. This will help me put it in real terms for people as well as help my clients who are at the point of needing these options. I never thought of selling existing life insurance for clients. The scenarios were very insightful. I have one couple in mind. Of course, the industry updates were valuable and definitely will be discussing at my Monday meeting. [The Marketing Tip was a] good reminder. I sometimes feel like I am chasing clients, about to give up in frustration and then suddenly they’re ready. And it is important not to disappear after they take action.” – Linda Stone

“The Social Security updates and the insurance updates were helpful.” – Annalee Kruger

“These were three very informative topics. I don’t think I can say which was most valuable. LOTS to absorb. I liked [the Marketing Tip]….slow and steady wins the race.” – Lawrence Hartfield

“Good Social Security Update. [The Marketing Tip was a] great reminder to follow up after the sale.” – Graham Wright

“All of it was really valuable. Good [Marketing Tip].” – Steve Hyer

“Updates – great. Home info – very good.” – Bob Grieser